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How to Apply for SBI Unnati Credit Card Online

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SBI Unnati Credit Card is a secured card which means it needs a fixed deposit which becomes its credit line. I needed a credit card recently due to two reasons- one was to use on international transactions and the second reason was to create and maintain my credit score to get better credit cards. Since an unsecured credit card requires too many formalities like credit score, ITR, previous loans, etc, I thought of getting a secured credit card. Since I had a savings account with State Bank of India, getting a credit card from SBI seemed a great option.